Experience Matters

Associate Broker
Berkshire Hathaway HomeServices California Properties La Jolla Ca
– Present   La Jolla, California
After 29 years of experience as an owner, Real Estate Broker and Senior Mortgage Loan Originator at JL Moneyline, Inc, I joined Berkshire Hathaway HomeServices California Properties as an Associate Broker concentrating in the residential real estate market.
For Sellers, I bring with me 35 years of financing and real estate sales experience to help them meet the challenges and avoid the pitfalls of buyers who rely upon financing to successfully close escrows.
For Buyers, of every income level, I provide the expertise of navigating the changing environment of credit criteria and interest rates, preparing them to present winning bids in a multiple-offer environment.

Owner – Real Estate and Mortgage Broker
JL Moneyline, Inc / James LaMattery Realtors
(29 years 7 months)  Greater San Diego Area
In 1987, after working for four different real estate corporations, I obtained my Corporate Real Estate License and went into business for myself, owning and operating a successful mortgage origination and real estate sales company. During the financial crisis of 2008-2010, I helped many homeowners retain their underwater properties, and of the 1900 home loans I originated, since founding my company, only two of my borrowers defaulted on their loans for work related reasons. From referrals, I became proficient in short sales for those unfortunate to lose their homes.

Senior Loan Consultant- Builder Division
GMAC Mortgage
(4 years) Greater San Diego Area
Within 12 months, I won the “Top Producer” award as an Account Representative in GMAC’s Builder Business Division/ New Construction. I originated over 160 loans for homebuyers purchasing from national home builders operating in Riverside and San Diego Counties. I became proficient in customer retention during an upwardly rising interest rate environment when delivery of homes was six months, or more, from contract start dates.

 

Real Estate Salesperson
Merrill Lynch Realty
(4 years) Hemet & San Jacinto California
I was on my way to law school when I took custody of my two daughters and the judge said I could be a full-time father or a full-time law student. I chose “father” and thus began my career in Real Estate Sales. Today, I see it as a happy accident!
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